Jonathan Kacmarcik brings over a decade of experience guiding individuals and families through the complexities of financial planning. Before joining Three Magnolias Financial Advisors, Jonathan spent nine years at Merrill Lynch, where he specialized in helping pre-retirees and retirees manage their cash flow, investments, navigate Social Security, and plan for estate transitions with confidence.

 

Jonathan works with pre-retirees, retirees and young professionals to develop personalized strategies around cash flow, investment allocation, tuition planning, estate planning, and wealth transfer. His practical, down-to-earth approach is built on a foundation of trust, fiduciary responsibility, and a deep commitment to client success.

 

He holds a BA in Business Administration and an MBA from Lindenwood University. Jonathan is a Chartered Retirement Planning Counselor (CRPC™) and maintains FINRA Series 7 and 66 licenses, along with life and health insurance licenses.

 

Outside of the office, Jonathan enjoys golf, inshore fishing, and playing racket sports. He and his wife, Lauren, live on the coast with their two daughters, where they embrace the coastal lifestyle and active community.